Protect yourself
A few habits that help
None of this requires buying anything. The slots further down are empty on purpose.
Slow down when money or a code is involved
Urgency is the usual tool. A real bank, employer, or shop can wait while you look them up on your own.
Don't use the link or number in the message
Open the app you already have, or type the address yourself. A link that arrived in the same message is part of the pitch.
Codes and passwords stay with you
A one-time code is a key. Nobody who is actually your bank, the post office, or a job recruiter needs you to read one aloud.
Where to report it
You can also tell us. A person reviews it before it is published.
Affiliate slots
These links go through /go so clicks can be counted. None of them points at a product yet, and none of them is a recommendation.